Budget Percent Calculator Enter your net-income for whichever period of time you would like to translate the percentages into: Expense Range Low End High End Charitable gifts 10-15% Saving 5-10% Housing 25-35% Utilities 5-10% Food 5-15% Transportation 10-15% Clothing 2-7% Medical/Health 5-10% Personal 5-10% Recreation 5-10% Debts 5-10%