Car Insurance Coverages

Liability Insurance Coverage

Bodily Injury Liability Insurance

This liability insurance covers claims and your defense costs if you are legally liable for a car accident that injures someone else. Tennessee drivers are required to have a minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage.

Property Damage Liability Insurance

Property Damage Liability Insurance covers claims and your defense costs if you are legally liable for an auto accident that damages the property of others. The state of Tennessee requires that drivers have a minimum of $15,000 per accident in property damage liability insurance coverage. Every driver has unique needs so talk to your local Farm Bureau agent to learn more about your liability insurance coverage options.

Collision Insurance Coverage

Collision Insurance pays for the cost of damages to your vehicle if it is upset or hits another vehicle or object, such as a tree or median strip. When deciding your collision insurance deductible, keep in mind that a lower collision deductible means you’ll cover less of the cost of repairs when they arise while paying a higher monthly premium. A higher collision deductible allows you to pay a lower monthly premium but you will cover more of the cost of repairs out-of-pocket. Tennessee drivers who lease or finance a vehicle may be required to purchase collision insurance by their lender.

Comprehensive Insurance Coverage

Comprehensive Insurance pays for damages to your vehicle caused by things other than collisions, such as fire, theft, flood, hail, vandalism, hitting a bird or animal, or glass breakage. Tennessee drivers who lease or finance a vehicle may be required to purchase comprehensive insurance by their lender. Avoid unexpected expenses that can drain your finances with comprehensive insurance coverage for your vehicle.

Other Auto Insurance Coverage Options

We have other auto insurance coverage options available to fit your needs.

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