Coverages
Liability
Bodily injury liability: Covers claims and your defense costs if you are legally liable for an auto accident that injures someone else.
Property damage liability: Covers claims and your defense costs if you are legally liable for an auto accident that damages the property of others.
Collision
Pays for the cost of damages to your auto if it is upset or hits another vehicle or object.
Comprehensive
Pays for damages to your auto caused by things other than collisions, such as fire, theft, flood, hail, vandalism, hitting a bird or animal, or glass breakage.
