Homeowners Insurance Coverage

Homeowners Insurance

We understand it’s not just a house: it’s your home, and we provide a broad range of property and liability coverage for Tennessee homeowners. Get an affordable homeowners insurance quote online or speak to your local Farm Bureau Insurance agent today to learn about your homeowners insurance coverage options.

Property Clause

As used in this clause, "mortgagee" includes a lender secured by deed of trust or mortgage, trustee, loss payee, secured creditor, or their successors or assigns. “Mortgagee” does not include a vendor under a land contract or lease/purchase contract or other similar instrument.

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Farmowners Insurance

We insure farmers’ homes and provide added protection for your farm interests. Getting an insurance policy for your farm can give you peace of mind as the coverage gives you protection from a wide range of covered losses and liabilities. Connect with an agent to see what level of farmowners insurance coverage is right for you.

Renters Insurance

A renters insurance policy covers people who rent or lease where they live. While not legally required in Tennessee, it’s becoming increasingly common for landlords to require renters insurance as part of a tenant’s leasing agreement. While a landlord’s insurance policy covers the building, it won’t cover your personal belongings if they were damaged. Having a renters insurance policy can give you peace of mind as you’ll know that you're safeguarding your finances against the loss of personal belongings because of fire, smoke damage, vandalism, water damage, and more.


Commercial Property Insurance

Commercial Property Insurance covers property damage as well as liability for business-related risks such as fires, explosions, burst pipes, storms, theft, and vandalism. Knowing how much commercial property insurance coverage to get will depend on several things including the value of all your business assets, the business’ location, how the building is constructed and more. Speak to your local commercial property insurance agent today to learn more about your coverage options.