Tennessee Motorcycle Insurance
Ride confidently with motorcycle insurance coverage
Motorcycle insurance offers essential protection for riders in the event of an accident, covering bodily injury to others and property damage costs for both you and others involved. It also protects your investment by offering coverage against theft, vandalism, and natural disasters, ensuring you can enjoy the freedom of the open road with peace of mind.
Tennessee Motorcycle Insurance
Ride confidently with motorcycle insurance coverage
Motorcycle insurance offers essential protection for riders in the event of an accident, covering bodily injury to others and property damage costs for both you and others involved. It also protects your investment by offering coverage against theft, vandalism, and natural disasters, ensuring you can enjoy the freedom of the open road with peace of mind.
Explore our motorcycle and ATV coverages in Tennessee
Don't just settle for basic motorcycle coverage - explore the full range of options available to you. From ATVs to side-by-sides, our agents can help you stay protected.
Bodily Injury Liability Insurance
What's covered?
This liability insurance covers claims and your defense costs if you are legally liable for a motorcycle accident that injures someone else.
Why do I need this?
Tennessee drivers are required to have a minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage.
Collision Coverage
What’s covered?
Collision insurance covers the cost of damages to your vehicle in cases of accidents, such as collisions with other vehicles or objects like trees or median strips. When you’re choosing your collision insurance deductible, keep in mind that opting for a lower deductible means you’ll have to pay less upfront for repairs when needed, but your monthly premium will be higher. On the other hand, a higher deductible will lower your monthly premium but require you to cover more of the repair costs out-of-pocket.
Why do I need this?
Tennessee drivers who lease or finance a vehicle may be required to purchase collision insurance by their lender.
Property Damage Liability Insurance
What's covered?
Property damage liability insurance covers claims and your defense costs if you are legally liable for an auto accident that damages the property of others.
Why do I need this?
The state of Tennessee requires that drivers have a minimum of $25,000 per accident in property damage liability insurance coverage.
Comprehensive Coverage
What's covered?
Comprehensive insurance pays for damages to your vehicle caused by things other than collisions, such as fire, theft, flood, hail, vandalism, hitting a bird or animal, or glass breakage.
Why do I need this?
Tennessee drivers who lease or finance a vehicle may be required to purchase comprehensive insurance by their lender. Avoid unexpected expenses that can drain your finances with comprehensive insurance coverage for your vehicle.
Additional Coverage
Uninsured Bodily Injury Coverage
Pays damages if you or others in your vehicle are injured by an uninsured or underinsured motor vehicle.
Uninsured Property Damage Coverage
Covers the cost of damages to your vehicle and property in your vehicle if it is hit by an uninsured or underinsured motor vehicle.
Customers can also enjoy a 10% discount if they hold a motorcycle license and have successfully completed the state-approved Motorcycle Rider Safety Course developed by the Motorcycle Safety Foundation.
Does my vehicle qualify for motorcycle insurance?
We offer competitive motorcycle and ATV insurance coverage for Tennesseans including liability, comprehensive, and collision options.
Motorcycles
Golf Carts
Minibikes
Dirt Bikes
Scooters
Electric Bicycles
ATVs (all-terrain vehicles)
UTVs (utility task vehicles)
RTVs (Rough terrain vehicles)
Here for you whenever, wherever you go
Download your proof of insurance, pay bills, file a claim, and manage your policies in one place with My Account.
Common questions about motorcycle insurance
Do you have to have motorcycle insurance in Tennessee?
In Tennessee, drivers are required to provide proof of financial responsibility in the event of an auto accident, which most people do by purchasing liability insurance.
How much is motorcycle insurance in Tennessee?
The cost of motorcycle insurance in Tennessee can vary significantly depending on factors like the type of motorcycle, coverage limits, your riding experience, and more. Talk to your local Farm Bureau Insurance agent today to get a free quote for motorcycle insurance.
