Our Smyrna Farm Bureau Insurance agents are here to help you for all of your home, car, and life insurance needs. Contact us today, and find out why Smyrna turns to us for insurance. Farm Bureau Insurance of Tennessee has agents in more communities than any other insurance company. We cover more homes and autos in Tennessee than any other insurance company. We are the number one writer of individual life insurance policies in the state.
Fun in the sun can have serious repercussions if you forget to wear sunscreen. There will be 3.5 million cases of skin cancer diagnosed just this year. Here's what you need to know to reduce your risk of getting melanoma. No amount of Sun Protection Factor blocks out the sun's harmful rays entirely. SPF 15 blocks 93 percent, 30 blocks 97 percent, 50 blocks 98 percent. To get the full SPF out of the bottle you buy, you'll have to:
• Put on enough each time, which means applying two coats. Once you think you've put on enough, throw a little more on for good measure.
• Apply the first round of sunscreen about 30 minutes before you go outside. Reapply at least every two hours, even if it's waterproof.
• Cover any area that will be exposed to sun, but give your nose some extra attention when you're lathering up. It's a hot spot for skin cancer removal.