
Spencer Garrett
Agency Manager
LUTCF
Serving Cheatham County
Kingston Springs Farm Bureau Insurance
OFFICE HOURS:
Monday
8:00 AM-4:30 PM
Tuesday
8:00 AM-4:30 PM
Wednesday
8:00 AM-4:30 PM
Thursday
8:00 AM-4:30 PM
Friday
8:00 AM-4:30 PM
OFFICE HOURS:
Monday
8:00 AM-4:30 PM
Tuesday
8:00 AM-4:30 PM
Wednesday
8:00 AM-4:30 PM
Thursday
8:00 AM-4:30 PM
Friday
8:00 AM-4:30 PM
Start your quote
Start an auto, home, condo, renters, or life quote with us or contact us
About Me
I'm Spencer Garrett, a seasoned insurance agent with over 27 years of experience helping individuals and families across Tennessee find the right coverage through Tennessee Farm Bureau Insurance. Based in Kingston Springs, TN, I've built a career on trust, dedication, and exceptional service, earing multiple top industry recognitions.
Throughout my career, I've been honored to earn Top 10 Agent, Top 25 Agent and Agency recognitions. I've also achieved every company Round Table and All-Star designation, along with the prestigious Best Loss Ratio Award in both property and auto insurance.
I take pride in providing my clients with the best auto, home and life insurance solutions in Tennessee, ensuring they have the coverage they need for peace of mind.
When I'm not working, you'll find me embracing outdoors - whether it's boating on the Tennessee River or off-roading in the rugged terrain of West Tennessee. These adventures fuel my passion for exploration and freedom.
Above all, I'm a devoted family man. My wife and I have been married for 22 years, and we're blessed with three amazing children, including boy-girl twins. Having lived in Kingston Springs for over 25 years, I'm proud to call this community home and to serve the people who make it such a great place to live.
If you're looking for a trusted insurance agent in Tennessee, I'm here to help. Let's connect and find the best coverage for you and your family.
Designations
- LUTCF - Life Underwriter Training Council Fellow
Products I specialize in
Auto
- Car Insurance
- Commercial Auto
- Recreational Vehicles (RV)
- Motorcycle
- Boat & Watercraft
Life
- Annuities
- Business Life
- Term Life
- Whole Life
- Universal Life
Home
- Home Insurance
- Farm
- Renters
- Condo
- Manufactured Homes
- Rental Property Owners
- Personal Umbrella
Business
- Businessowners
- Commercial Auto
- Commercial Package Policy
- Umbrella
Contact Spencer
I am happy to answer any questions you may have or give you a quote.

Here for you whenever, wherever you go
Download your proof of insurance, pay bills, file a claim, and manage your policies in one place with My Account.
