What is Comprehensive Auto Insurance?
Did you know that there are over 7 million registered vehicles in the state of Tennessee? That’s close to one vehicle for every Tennessean, according to the latest census data. We’re also proud to be home to car companies like Nissan, General Motors, Volkswagen, and Ford. So, it’s safe to say that, in Tennessee, we know our autos.
But do you know the ins and outs of your auto insurance policy? Every driver is required by state law to provide proof of financial responsibility in the event of an accident. Most people do this by purchasing liability insurance, which helps cover costs if you’re found legally liable for an accident that injures someone or damages property. When you think of auto insurance, your mind probably jumps to collision coverage that covers—as you might guess by the name—collisions with other vehicles or objects like trees.
There’s a third type of auto coverage you ought to know about, though: comprehensive coverage. Farm Bureau Insurance of Tennessee believes that planning goes a long way toward protecting, and having the right protection provides the peace of mind you need to enjoy your life to the fullest. Let’s discuss why comprehensive coverage should be part of your plan.
What is comprehensive car insurance?
Comprehensive insurance can help pay for damages to your vehicles caused by anything other than a collision—thus the name, “comprehensive.” This can include a wide array of perils, such as:
Fire
Theft
Flood
Hail
Vandalism
Glass breakage
Comprehensive coverage isn’t just for your car, either. Farm Bureau Insurance of Tennessee auto policies can cover many types of vehicles, including:
Why do I need comprehensive auto coverage?
If you lease or finance a vehicle, you may be required by your lender to purchase comprehensive insurance in Tennessee. Comprehensive insurance also helps protect your investment in your vehicle—and protects your wallet from unexpected expenses if your car is damaged by a storm, due to theft, or any other covered events. It will help pay for the repairs you need and get you back on the road.
At Farm Bureau Insurance of Tennessee, we’re dedicated to providing the right coverage for your vehicle and lifestyle. Connect with a local Farm Bureau Insurance agent to discuss your unique needs.
