Five Steps to Tackle Before Winter Arrives

November 6, 2018

rake leaves fall

Although insurance helps to cover the cost of damage to your home, that doesn’t mean you don’t need to take measures each year to protect your home from damage. Claims can be denied due to lack of proper home maintenance.

With temperatures dropping, it’s important to take steps to help prevent the need for you to file any claims this fall and winter. Your insurance agent is also a great resource for tips on what you can do to protect your property.

1) Inspect your property for cracks in concrete or asphalt. Repairing driveway or sidewalk cracks can help prevent future damage and possible accidents on your property.

2) Clean up fallen leaves. Leaves can become quite slippery when wet, so raking them off your lawn, driveway, and sidewalk can help to mitigate the risk of an accident.

3) Prepare outdoor plumbing. Drain any outdoor spickets or sprinkler systems and properly cover them with insulation to protect them from freezing weather to come.

4) Clean your gutters. Though it’s not a fun task, cleaning your gutters annually can prevent major problems from occurring to your property later on. While you’re up there, inspect your roof for missing shingles and have any necessary repairs made to avoid possible leaks.

5) Prevent home fires. Complete an annual inspection of your smoke and carbon monoxide detectors and change the batteries if needed. If you have a chimney, have it cleaned and inspected annually to make sure the doors and shields are sound. You should also have your heating system inspected and cleaned annually by a professional.

Once you finish this checklist, you can sit back and enjoy the fast-approaching fall season in your home.


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