Charles Cavaness

Charles Cavaness

LUTCF CLU ChFC Agency Manager
  • Farm Bureau Insurance Agent since 1986
  • Graduated in 1986 from the University of Tennessee at Martin, B.S.B.A.
  • Twenty-five plus year member of the National Association of Insurance and Financial Advisors (NAIFA)
  • Local Involvement: Former president of the NAIFA Dyersburg, TN chapter
  • Farm Bureau Insurance Recognitions: Honor Council, Winners Circle, Round Table, and All Star
423 E Main Street, Henderson TN 38340-2439
Office Hours
Monday - Friday 8 - 4:30
Get Covered. Start Here.
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State law requires that every driver in Tennessee must be insured. We know you have options, and we thank you for giving us a chance to serve you. As a Tennessee insurance company, we only serve residents of the state with Tennessee-registered vehicles. Simply enter your driver and vehicle information, select coverage details, submit contact information, and await your quote!

At Farm Bureau, we understand that it’s much more than a house. It’s your home. That’s why we offer a broad range of property and liability coverage to help you find the right fit. To determine what type of coverage is appropriate, begin by taking an inventory of your home, create a list, take photos, record video, and don’t forget to make copies. Then get your quote—right here.

When it comes to life insurance, options abound. From term- and whole-life plans to universal life and annuities, Farm Bureau is well-versed and experienced at matching customers with the right plan for specific situations and individual needs. As with our auto and home plans, fair quotes on Farm Bureau life insurance coverage are quickly and easily accessible, here at our site.

New drivers between the ages of 16 and 17 are eligible for The First Mile, a program from Farm Bureau that helps new drivers navigate their first miles on the road, safely and successfully. The First Mile offers up to 10-percent savings on auto insurance for eligible, accident-free drivers. The First Mile begins with completion of our online course and a related meeting with an agent.

Find out more about Farm Bureau Insurance’s Home, Auto, and Life plans

Auto Insurance

Affordable auto insurance provided with award-winning customer service has 97 percent of our policyholders renewing their premiums year after year.

Home Insurance

Protect your home with one of the nation's top-rated home insurance companies. Get the policy that's right for you today.

Life Insurance

Rest easy knowing your family is taken care of with the number one writer of individual individual life insurance in Tennessee.

First Mile

The First Mile helps new drivers get through their first miles safely. Farm Bureau Insurance offers as much as 10 percent savings on auto insurance to accident-free 16- and 17-year-old drivers

  Farmer Charlie Jan 16 I'm not a meteorologist, but this seems pretty scientifically accurate to me. Farmer Charlie Jan 11 Who remembers this spot? Makes you realize the difference between being a winner and coming in first. #ThrowbackThursday     That's My Boy Farmer Charlie Jan 4 It may be true, but at least we won't go hungry if there's another blizzard.
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If you put a small value on yourself, rest assured that the world will not raise your price. - Farmer Charlie  
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