Even when you’re renting, your personal property deserves protection.

Why Do I Need to Have Renters Insurance?

Sometimes known as apartment insurance, content insurance, or rental insurance, renters insurance covers personal property—both inside and outside your residence. Sometimes it extends to your car and what’s inside it, your patio and what’s on it, and even what’s stored in your garage. Insurance for renters is considered essential because landlords are not responsible for your property. Accidents happen, and if you’re renting or leasing, purchasing a renters insurance policy is part of living responsibly.

What is Covered by Renters Insurance?

Renters insurance may cover items at the residence you are renting, like electronics, furniture and many other household items like bicycles, clothing and more. The best rental insurance covers damages or losses because of theft, vandalism, fire, smoke, water and more. Many items are covered whether they’re in and around your home or with you when you’re traveling.

How Much Renters Insurance Do I Need?

To determine the amount of renters insurance you need, make a list of your personal property and its value. While basic policies can be similar, no two are exactly the same, and understanding what you’re getting, and what you’re not, is important. Your best bet is to talk to your Farm Bureau agent who can help guide you in determining how much renters insurance you need to cover your personal property.

How Much is Renters Insurance?

The average, quality renters insurance policy costs as little as two or three extra takeout lunches per month. In the event that you really need one, a renters insurance policy can save you thousands of dollars in losses and damages.

Get a Renters Insurance Quote

Currently insuring one in four Tennesseans and more homes and vehicles than any other agency in Tennessee, Farm Bureau Insurance has been offering policies since 1948. Renters insurance in Tennessee is available from Farm Bureau at low monthly premiums designed to give you maximum coverage. Though it’s not a legal requirement for Tennesseans, rental insurance is recommended for those renting or leasing a home. Some landlords even require it, so don’t delay. Get your quote for renters insurance with Farm Bureau today