
Tips for a Safe Tailgate
It’s football time in Tennessee! We are big Titans and Vols fans here at Farm Bureau Insurance of Tennessee; but no matter who you’re rooting for this season, there’s one thing we can all agree on: Tailgating is one of the best ways to make the most of game day. Just as you plan ahead by having solid insurance policies, preparing for your tailgate will help guarantee you and your friends and family have a fun, safe day. Here are some tips for planning your tailgate:
1.) Plan for proper food safety.
Store meats in ice-packed coolers until grilling time. You should also consider multiple coolers: one for raw meat, another for chilled beverages, and a third with extra ice. Improper food storage and cross-contamination can lead to food poisoning—and that’s the last thing you need on game day. When it’s time to grill, make sure you set up at least 6 feet away from cars and other combustibles. Keep children and pets at a safe distance, and never leave your grill unattended. Every grill master’s best friend? A meat thermometer to double check that you’re cooking everything to the recommended temperatures.
2.) Always have a fire extinguisher and first aid kit handy.
You never know when you or another tailgater might need to put out a fire or bandage a cut finger—not to mention that tailgating zones can be packed with people, tripping hazards, and hazardous projectiles (also known as, “when people tossing the football decide to go long without the space for it”).
3.) Always have a designated driver on your roster.
Regardless of how you partake in a tailgate, you can’t control the actions of others behind the wheel. Always have a sober driver designated to drive you and your crew to and from the tailgate.
4.) Pack smart.
Always pack plenty of water, sunscreen, paper towels, garbage bags, and hand sanitizer. Tailgating can be hot and messy (the same goes for game day Porta Potties), so keep your hands germ-free, your skin safe from the sun, and always clean up after yourself. If you’re tailgating in colder weather, pack extra blankets, gloves, scarves, earmuffs, and handwarmers for your pockets. Game days can be long, and a day that starts out feeling slightly chilly can dip below freezing by nighttime.
5.) Make sure you have the coverage you need.
While of course you’re setting out to have a fun, safe time at your tailgate, accidents can happen. Make sure that you have the protection you need for your vehicle by reviewing your auto policy. Hosting a football party at the house instead? Check your home insurance policy, so that you can enjoy the game knowing you have coverage. Reach out to your local Farm Bureau Insurance agent today to discuss your plans. Our most important piece of advice for tailgates: Always be a courteous neighbor, stay vigilant, help out if someone needs it, and clean up after yourself. Follow these tips and your game day (and, hopefully, your team) will be successful!