October 26, 2023

Tennessee is no stranger to rain. Flooding is one of the most common and costliest weather disasters in the U.S., according to the National Oceanic and Atmospheric Administration, so it's important to be ready if flooding should happen in your area.

Here Are Six Tips To Help Stay Prepared Before A Flood:

1. Know Your Flood Zones.

Check the flood zone maps provided by the Federal Emergency Management Agency to see if your home is located in an area prone to flooding.

2. Maintain Your Sump Pump.

A sump pump's purpose is to remove excess water from the ground away from your home so your basement or crawlspace stays dry. You should also have a backup generator in case you lose electricity, which should be installed by a licensed electrician.

3. Prepare Your Property.

Regularly clean your gutters, clear debris from nearby storm drains, and inspect your roof and drainage systems.

4. Store Valuables In An Elevated Spot.

Important items such as paperwork, family photo albums, insurance policies, household inventories, and medicines should be stored in an elevated, dry place and ready to take with you should you need to evacuate your home.

5. Have An Emergency Evacuation Plan In Place For Your Family.

Plan and practice an evacuation route with your family, which includes the best routes to exit your home and drive out of a flood zone. When navigating a flood zone, the rule of thumb is always "turn around, don't drown" if you encounter rushing water. Always pursue higher ground and never walk in water that is more than six inches deep or drive in water that is more than a foot deep.

6. Have An Emergency Communication Plan In Place If Your Family Were To Become Separated.

Choose a relative or friend to serve as your “family contact” in the event of an emergency and teach your children that person's phone number.

What To Do During A Flood To Stay Safe:

Dealing with a flood can be a scary situation, but it's important to remain calm and keep your loved ones safe. Here are some friendly and helpful tips to keep in mind during a flood:

1. Stay Calm And Focused.

It's important to remain calm to make sure you and your family stay safe.

2. Turn Off Utilities.

Switch off utilities at the main power switch to prevent electrical hazards and reduce the risk of fire.

3. Fill Bathtubs With Clean Water.

Sanitize your bathtubs and sinks, and then fill them with fresh, clean water to serve as an emergency supply if the regular water source becomes contaminated.

4. Evacuate Your Home If Necessary.

If the waters continue to rise, seek refuge on upper floors or evacuate your home until the situation improves.

5. Don't Drive Through A Flooded Area.

Even as little as six inches of water can lead to a loss of control or cause your vehicle to stall, putting yourself and others in danger.

6. Seek Higher Ground.

In the event you find yourself in a vehicle as the water rises rapidly, it is crucial to abandon the vehicle and seek higher ground for safety.

7. Don't Walk Through Flooded Areas.

Just six inches of flowing water is enough to sweep you off your feet.

8. Stay Clear Of Downed Power Lines.

Downed power lines can still be live and pose a severe electrical hazard. Maintain a safe distance and report them to the appropriate authorities.

9. Stay Updated With The Latest Weather Forecasts And Flood Warnings.

Keep a battery-powered radio or a reliable mobile device handy to receive important information.

Remember, preparation is key when it comes to flood emergencies. By following these tips and staying informed, you can minimize the risks and better protect your family and property.

What To Do After A Flood:

After experiencing a flood, it's important to take immediate action to ensure your safety, assess the damage, and kickstart the recovery process. Here are some helpful steps to consider in the aftermath of a flood:

1. Wait For The Official Clearance.

Before heading back to your home or the affected area, it's best to wait for authorities to give the all-clear. Since flooding can weaken structures and create hazards, it's essential to ensure that it's safe to enter.

2. Proceed With Caution During Re-Entry.

When you're ready to enter your home or any flooded area, take it slow and be cautious. Keep an eye out for visible structural damage or electrical hazards. If you have any doubts about safety, don't hesitate to seek advice from a professional before entering.

3. Document The Damage.

Take photographs or videos of the damage caused by the flood. These visuals will be valuable for insurance claims and disaster assistance applications.

4. Remove Standing Water.

If it's safe to do so, start removing standing water from your home. You can use pumps, wet-dry vacuums, or call in professionals for extensive water removal. Acting quickly can help prevent further damage and the growth of mold.

5. Assess And Discard Damaged Items.

Evaluate your belongings for flood damage. Dispose of items that cannot be salvaged or pose a health risk, such as soaked carpets, upholstered furniture, and contaminated food.

6. Dry Out Your Home.

Properly ventilate and dehumidify the affected area to prevent mold growth. Open windows, use fans, or consider using dehumidifiers to expedite the drying process. Remove any wet materials like drywall or insulation that cannot be adequately dried.

7. Clean And Disinfect.

Thoroughly clean all flood-affected surfaces, including floors, walls, and furniture, with a disinfectant. This helps prevent mold, bacteria, and other contaminants from spreading. Wear protective gear, such as gloves and a mask, while cleaning.

8. Have Utilities Inspected.

Call in a professional to inspect your electrical, gas, and plumbing systems for any damage before using them. It's crucial to wait for the green light before turning on any utilities to ensure they are safe.

9. Consult Professionals For Repairs.

Engage licensed contractors or professionals to assess and repair any structural, electrical, or plumbing damage caused by the flood. Avoid attempting DIY repairs that may compromise safety or violate building codes.

10. Monitor Your Health.

Pay attention to your health and the health of your family members. Look out for signs of illness or discomfort related to exposure to flood water or mold. Seek medical assistance if necessary.

11. Take Steps To Prevent Future Floods.

Consider flood mitigation measures such as elevating electrical systems, installing flood barriers, or improving drainage around your property. Consult experts or local authorities for guidance.

For more information about flood preparation, visit the National Weather Service Flood Safety Tips and Resources Website.

How Can You Insure Your Property For The Risk Of Flooding?

Our agents have built strong relationships with companies that specialize in providing flood insurance. If you'd like to purchase flood insurance, simply contact your agent or visit a Farm Bureau Insurance agent near you. They'll gladly help you navigate the options and find the best solution that fits your needs.