1.         SPONSOR.  The sponsor of this Contest is Tennessee Farmers Mutual Insurance Company, P.O. Box 307, Columbia, TN 38402, 931-388-7872 (“Sponsor”).

2.         ELIGIBILITY.  This Contest is open to legal residents of the State of Tennessee, USA, 18 years old or older as of the date of entry, with Internet access and a valid email address.  None of the following are eligible for the Contest:  officers, directors, employees or independent agents of Sponsor; immediate family members (parent, child, sibling, or spouse) of officers, directors, employees or independent agents of Sponsor; or those living in the same household (whether related or not) of officers, directors, employees or independent agents of Sponsor or Sponsor’s parents, affiliates, subsidiaries, prize suppliers, distributors, advertising agencies, or promotion agencies (collectively, the “Contest Parties”).

3.         REQUIREMENTS FOR ENTRY.  (A) To be eligible for the Contest, you must submit an image and story to the Sponsor’s Facebook page or use the hashtag #FBITNdad16 on Instagram. (B) The entry including all material and all rights embodied therein, will become the sole and exclusive property of Sponsor immediately upon submission.  (C) Once you submit the entry, you have no rights in the entry and may not distribute, disseminate, sell, use, license, or post the entry or any copies of it in any medium (including the Internet). (D) By submitting the entry, you represent and warrant to Sponsor that the entry satisfies each of the foregoing requirements. Failure to satisfy any of these requirements, as determined by Sponsor in its sole and absolute discretion, may render you and your entry ineligible.  Sponsor may disqualify any entry for any reason, in its sole and absolute discretion.

4.         HOW TO ENTER.  To enter the Contest, you must have Internet access and you must be a member of Facebook or Instagram.  You can become a Facebook member by visiting the Facebook website at and following the instructions to join.  You can become an Instagram user by visiting the Instagram website at and following the instructions to join. During the Contest Period, you can enter the Contest by visiting the “Farm Bureau Insurance Tennessee” Facebook page at and following the instructions to enter, including providing image, story, and using the hashtag #FBITNdad16. All entries must be received during the Contest Period and in accordance with these Official Rules. You may submit an unlimited amount of entries to the Contest. Incomplete entries are not permitted and are void.  Using any device to automate the entry process is prohibited, and any such entries are void.

5.         JUDGING OF ENTRIES.  For all eligible entries, an internal review panel of Sponsor (the “Sponsor Panel”) will judge the answers according to the following criteria, and in its sole and absolute discretion: overall quality, creativity, originality, and content.  On or about June 6, 2016, the Sponsor Panel will select five (5) finalists. Facebook and Instagram users will vote on the top five finalists by sharing or liking the post on Facebook or Instagram. On or about June 10, 2016, one (1) Grand Prize winner will be announced.

6.         PRIZES.  Grand Prize.  One (1) Grand Prize Winner will receive one (1) $100 Bass Pro Shops® gift card. Prizes may not be redeemed for cash or substituted for other items except in Sponsor’s sole discretion in the event the prize (or any element of it) becomes unavailable for any reason.  Prizes may not be transferred.  Any costs or expenses related to the acceptance or use of any prize which are not specified in the above prize descriptions in this Section 6, as well as any applicable taxes, are the sole responsibility of the winner.

7.         NOTIFICATION OF POTENTIAL WINNERS.  After the Sponsor Panel selects the potential prizewinners, Sponsor will attempt to notify those potential prizewinners through Facebook or Instagram.  Sponsor may also send potential prizewinners additional documents to review and sign.  Unless a potential prize winner responds within 24 hours to the notification message and signs and returns any applicable documents, that potential prize winner forfeits the prize and Sponsor may select another potential winner from among other eligible entrants, at and in a manner determined by Sponsor in its sole and absolute discretion. The “authorized subscriber” is the natural person who is the owner of the Facebook or Instagram account used for submission to the Contest.

8.         USE OF ENTRANT’S INFORMATION.  Entrants agree that Sponsor may use their personal information for the purposes of administering and publicizing the Contest and for other promotional purposes that benefit Sponsor, including online and offline direct marketing.

9.         GENERAL CONDITIONS. Non-compliance with these Official Rules may result in disqualification.  An entrant or other person is not a winner until he/she has fully complied with these Official Rules.  Each entry is subject to verification by Sponsor.  Entrants and other participants hereby waive any right to claim ambiguity in these Official Rules.  All federal, state, and local laws and regulations apply.

10.       LIMITATIONS OF LIABILITY.  Neither Sponsor nor any other Releasee (including Sponsor’s officers, directors, employees, independent agents, or Sponsor’s parents, affiliates, subsidiaries, prize suppliers, distributors, advertising agencies, or promotion agencies) shall be responsible for lost, late, incomplete, stolen, misdirected, illegible, or incomplete entries (or any components thereof).  Neither Sponsor nor any other Releasee shall be responsible for any incorrect or inaccurate information, whether caused by Sponsor, Releasees, an entrant, or any other person or by any computer, technical, or human error or malfunction that may occur in the processing or judging of entries, the administration of the Contest, or the notification of potential winners.  Neither Sponsor nor any other Releasee shall be responsible for any tampering or for any equipment or programming associated with or utilized in the Contest, and neither Sponsor nor any Releasee shall have responsibility for any error, omission, defect, theft, destruction, or unauthorized access to the materials related to the Contest, or for any damage to an entrant’s or another’s computer related to or resulting from participating in the Contest.  Sponsor reserves the right, in its sole and absolute discretion, to disqualify any individual found to be tampering with the entry process, the voting process, or the operation of the Contest; to be acting in violation of these Official Rules; or to be acting in a non-sportsmanlike or disruptive manner, or with intent or apparent intent to annoy, abuse, threaten, embarrass, harm, or harass, in any way, any other person.  If the Contest is not capable of running as planned for any reason, including but not limited to, business or market circumstances, force majeure, public health concerns, tampering, unauthorized intervention, actions by Entrants or others, fraud, or any other causes which Sponsor, in its sole and absolute discretion, deems could corrupt or affect the administration, security, fairness, integrity, or proper conduct of the Contest, Sponsor reserves the right, in its sole and absolute discretion, to cancel, terminate, modify, or suspend the Contest.  If any malfunction, error, disruption, damage, or other circumstance or event impairs the administration, security, fairness, integrity, or proper play of the Contest, Sponsor may, in its sole and absolute discretion, suspend or terminate the Contest or any portion thereof by posting a notice at anytime.  If the Contest or any portion of the Contest is terminated before the end of the Contest Period, Sponsor may select winners from all eligible entries received as of the termination date.  IN NO EVENT WILL SPONSOR OR ANY RELEASEE BE RESPONSIBLE OR LIABLE FOR ANY INJURIES, CLAIMS, ACTIONS, DAMAGES, LOSSES, OR LIABILITY OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, RESULTING FROM OR ARISING FROM PARTICIPATION IN, OR THE PRODUCTION, PROMOTION, OR ADMINISTRATION OF, THE CONTEST, OR ACCEPTANCE, POSSESSION, USE, MISUSE, OR NONUSE OF A PRIZE THAT MAY BE AWARDED.  WITHOUT LIMITING THE FOREGOING, ALL PRIZES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.  SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.  CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.  ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST MAY VIOLATE CRIMINAL AND CIVIL LAWS, AND SHOULD ANY SUCH ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES AND OTHER REMEDIES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW.

11.       ARBITRATION AND CHOICE OF LAW.  Except where prohibited by law, as a condition of participating in this Contest, entrant agrees that:  (1) any and all disputes and causes of action arising out of or connected with this Contest, or any prizes awarded, shall be resolved individually, without resort to any form of class action lawsuit, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held at the AAA regional office nearest the entrant; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction.  Under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, punitive, incidental or consequential damages, or any other damages, including attorneys’ fees, other than contestant’s actual out-of-pocket expenses (i.e., costs associated with entering this Contest), and entrant further waives all rights to have damages multiplied or increased.  All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of contestants and Sponsor in connection with this Contest, shall be governed by, and construed in accordance with, the substantive laws of the State of Tennessee, USA.

12.       WINNER ANNOUNCEMENT.  The winner will be posted on the “Farm Bureau Insurance Tennessee” Facebook page and Instagram account after the winner has been notified via email. Only the first name and first initial of the last name of winner will be provided.

Facebook® is a registered trademark of Facebook, Inc. and Instagram® is a registered trademark of Instagram, Inc. This Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook or Instagram. You understand that you are providing your information to Sponsor and not to Facebook or Instagram.

© 2013 Tennessee Farmers Mutual Insurance Company.  All Rights Reserved.