| Do I need life insurance on my spouse if they don’t earn an income? |
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The answer is YES. Even though your spouse may not earn an income you will suffer a financial hardship if your spouse dies. The classic example is the stay at home mom. Have you ever considered what it would cost to hire someone to do all the things mom does on a daily basis? Numerous studies suggest it would cost over $100,000 a year. Just think about the cost of daycare and housekeeping alone. |





