Whole life provides life insurance protection for your “whole life”, as long as the policy is kept inforce. Whole life policies feature lifelong protection, guaranteed premiums, guaranteed death benefit, and a cash value account.  The cash value account can grow each year and grows tax deferred. The cash value can even be borrowed against to help with emergencies or when times get tough.  Another valuable feature of whole life insurance is the opportunity to receive policy dividends.  Dividends can be used to increase your death benefit, increase your cash value, or even help reduce your premiums.  We can proudly say that we have paid a dividend every year since the company’s inception. With whole life insurance the policy will be around when your family needs it most.

*Not all whole life policies pay dividends and dividends are not guaranteed.