Liability coverage

Bodily injury liability: Pays for injury to others caused by you and your legal defense costs up to the limit you have chosen.
Property damage liability: Pays for damages to someone else’s vehicle for which you are held liable, up to the limit you have chosen.

Collision coverage

Pays for damage to your car caused by collision with another car or object or by upset.

Comprehensive coverage

Pays for damage to your car caused by things other than collision or upset, such as fire, theft, or glass breakage.

Other options

Medical payments

Pays certain expenses for injury to you or occupants of your car, regardless of fault.

Uninsured/Underinsured motorists

Bodily injury: Pays hospital costs and other medical expenses for occupants of your car when injury is caused by uninsured or underinsured driver.
Property damage: Pays for damage to your car when caused by uninsured or underinsured driver.

Emergency road service

Pays a limited amount for towing or labor to repair your disabled car at the location where it breaks down.

Auto rental expense

Pays a certain amount per day up to a limited number of days for the cost of a rental car while yours is being repaired for a comprehensive or collision loss.